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Words near each other
・ State corporation (Russia)
・ State Corporation Commission (Virginia)
・ State Correctional Institution – Albion
・ State Correctional Institution – Benner
・ State Correctional Institution – Cambridge Springs
・ State Correctional Institution – Camp Hill
・ State Auditor of Alabama
・ State Auditor of Mississippi
・ State Auditor of Missouri
・ State Authority for the Protection of the Constitution
・ State Avenue (Kansas City, Kansas)
・ State Avenue Connex Line
・ State Aviation Administration of Ukraine
・ State awards of the Azerbaijani Republic
・ State Ballet of Georgia
State bank
・ State Bank and Trust Company Building
・ State Bank Building
・ State Bank Building, Decatur Branch (Old State Bank)
・ State Bank of Antler
・ State Bank of Bikaner & Jaipur
・ State Bank of Chicago
・ State Bank of Edinburg
・ State Bank of Hyderabad
・ State Bank of India
・ State Bank of India cricket team
・ State Bank of India Officers Association (Chennai Circle)
・ State Bank of India Officers' Association
・ State Bank of Indore
・ State Bank of Kamiah


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State bank : ウィキペディア英語版
State bank

A state bank is generally a financial institution that is chartered by a state. It differs from a reserve bank in that it does not necessarily control monetary policy (indeed, the state in question may have no legal capacity to create monetary policy), but instead usually offers only retail and commercial services.
A state bank that has been in operation for five years or less is called a ''de novo'' bank.〔(【引用サイトリンク】title=De Novo Banks )
==United States==
In the United States the term "state chartered bank" or "state chartered savings bank" is used in contradistinction to "national bank" or "federal savings bank", which are technically chartered across all US states. All national banks and savings institutions are chartered and regulated by the Office of the Comptroller of the Currency. State banks are chartered and regulated by a state agency (often called the Department of Financial Institutions) in the state in which its headquarters are located. In addition, state banks that are members of the Federal Reserve are regulated by the Federal Reserve; state banks that are not members of the Federal Reserve are regulated by the Federal Deposit Insurance Corporation (FDIC). Therefore, virtually every state chartered bank has both a state and federal regulator. There are a very small number of state banks that do not have FDIC insurance.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
ウィキペディアで「State bank」の詳細全文を読む



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